• NO Credit Checks   • NO Annual Fee
• NO Security Deposit   • NO Bank Account Required
• INSTANT Approval   • NO Checks To Record

Convenience
Instant Approval, No Credit Checks
Get instantly approved for a Directo Card if your employer or benefits provider (retirement or government agency) offers direct deposit.
Immediate Access to Funds
Use your card 24 hours a day, 7 days a week, 365 days a year at ATMs, grocery stores, retailers nationwide and online.
No Waiting
Don’t wait in line to cash your paycheck. Deposit and withdraw immediately with Directo!
Customer Service
Contact Directo Bilingual Customer Service toll-free, or find help online.
Monthly Statements
Receive monthly statements online or by mail detailing your account usage.

Savings
Choose Your Account Type
Directo offers two convenient account types: “Free and Easy” and “Economy.” Choose the one that best suits your needs and saves you the most.
Avoid Expensive Check-Cashing Fees
Save hundreds of dollars a year by eliminating expensive check-cashing charges.
Save Money When You Transfer Funds
For less than a dollar a transaction, transfer funds between your Directo Accounts, or send money to family members anywhere in the world!

Safety & Security
    FDIC-Insured Bank Account
Your money is backed by the U.S. Government.
    Emergency Cash
You are covered when you have emergencies or unexpected expenses for which you haven't budgeted.
    Reduce Theft
Cash when and where you need it, so you don’t have to carry large sums of money. No risk of lost or stolen paychecks.
    PIN Protection
Secure account access with a 4-digit code.
    Improve Your Credit
An easy way to safely build or rebuild your credit history
    Eliminate Check Fees
No bounced checks and bounced-check fees

 

 
   


YOU'RE QUALIFIED!

Everyone is pre-qualified. No credit qualifications are required to apply for the Directo card.

Get a Directo Card Now