• NO Credit Checks   • NO Annual Fee
• NO Security Deposit   • NO Bank Account Required
• INSTANT Approval   • NO Checks To Record

Convenience
Instant Approval, No Credit Checks
Get instantly approved for a Directo Card if your employer or benefits provider (retirement or government agency) offers direct deposit.
Immediate Access to Funds
Use your card 24 hours a day, 7 days a week, 365 days a year at hundreds of thousands of ATMs, grocery stores, discount stores and retailers nationwide.
No Waiting
Don’t wait in line to cash your paycheck. Deposit and withdraw immediately with Directo!
Customer Service
Contact Directo Customer Service toll-free in English or Spanish.
Monthly Statements
Receive monthly statements by mail detailing your account usage.

Savings
Choose your account type
Directo offers two convenient account types: “Free and Easy” and “Economy”. Choose the one that best suits your needs and saves you the most.
Avoid expensive check-cashing fees
Save hundreds of dollars a year by eliminating expensive check-cashing charges.
Save money when you transfer funds
For less than a dollar a transaction, transfer funds between your Directo Accounts, or send money to family members anywhere in the world!

Safety & Security
Your funds are always secure with Directo. You get:
  An FDIC-insured bank account — your money is backed by the U.S. Government
  Cash when and where you need it, so you don’t have to carry large sums of money
  Secure account access with a 4-digit code (PIN)
  No risk of lost or stolen paychecks
  An easy way to safely build or rebuild your credit history
  No bounced checks and bounced-check fees

 

 
   


YOU'RE QUALIFIED!

Everyone is pre-qualified. No credit qualifications are required to apply for the Directo card.

Get a Directo Card Now